Insurance that fits your life.
Hughes Insurance Agency is your local Farmers Insurance team in Reno, NV. Personalized coverage, honest advice, and a team that picks up the phone.
Protection for every part of your life.
From your first car to your family home to your growing business -- we build coverage around what matters most to you.
Auto Insurance
Liability, collision, comprehensive, uninsured motorist, and roadside assistance -- tailored to your vehicles and your budget.
Home Insurance
Dwelling, personal property, liability, and additional living expenses -- structured around your home and what it would actually cost to rebuild.
Business Insurance
General liability, commercial property, workers comp, professional liability, and business owner policies for Reno-area operators.
Life Insurance
Term and whole life options matched to your family, income, and long-term goals -- explained clearly, without the pressure.
Getting covered is simple -- three steps.
No pressure, no fine print surprises. Just a real Farmers agent who lives in your community.
- 01
Tell us about your situation
Share a few details about what you need covered -- home, auto, business, or all of the above.
- 02
We find the right fit
We review your situation and build a Farmers coverage package that matches your needs and budget.
- 03
Stay covered, stay connected
We handle the paperwork, set up your policies, and check in regularly to make sure your coverage keeps up with your life.
A local team that knows your name and picks up the phone.
Backed by Farmers Insurance
The financial strength and product range of a national carrier, with the personal attention of a local agency.
Regular friendly reviews
Life changes. We check in to make sure your coverage changes with it -- before you find out the hard way.
PMI Reno connection
Our sister company manages 600+ rental properties. We understand what property owners and renters actually need.
Real coverage, real people, real results.
“Rob took the time to actually explain what our policy covered and where we had gaps. We ended up with better coverage for less than we were paying before.”
“Having our insurance and property management under the same family of companies makes everything easier. One call handles it all.”
“We bundled our home and auto and the savings were immediate. Plus they actually pick up the phone when we call. That matters to us.”
Insurance tips and local coverage advice.
How bundling your insurance actually saves you money
Combining home and auto under one carrier is the simplest way to reduce your premium -- here is how the math works.
Why every renter in Reno needs insurance (yes, really)
Your landlord covers the building. Your stuff, your liability, and your temporary housing? That is on you.
Wildfire season prep for Northern Nevada homeowners
Five coverage gaps to close before summer -- including landscaping limits and smoke damage clauses most policies bury deep.
Get a free coverage review from your local Farmers agent.
Tell us about your situation and we will put together Farmers coverage options that fit your needs and your budget. No pressure, no obligation.