Farmers Insurance Agent
Hughes Insurance
Umbrella coverage

Umbrella Insurance

Extra liability protection when your other policies reach their limits.

What we cover

Personal umbrella coverage that extends beyond your auto and home liability limits -- essential if you have assets worth protecting.

If you own a home, have savings, or carry any real financial exposure, an umbrella policy is one of the smartest investments in your coverage stack. It sits on top of your auto and home liability and quietly does some of the most important work.

Most families are surprised at how affordable umbrella coverage is. We will walk you through the numbers.

  • Extended liability

    Coverage kicks in when your auto or home policy limits are exhausted.

  • Lawsuit protection

    Helps cover legal defense costs and judgments beyond your base policies.

  • Affordable protection

    $1M in umbrella coverage often costs less than you would expect.

  • Asset preservation

    Protects your savings, investments, and future earnings from large claims.

Ready to get covered?

Tell us about your situation and we will put together a umbrella insurance quote tailored to your needs.

Get my umbrella insurance quote
Ready to get covered?

Get a free coverage review from your local Farmers agent.

Tell us about your situation and we will put together Farmers coverage options that fit your needs and your budget. No pressure, no obligation.