Your neighbors in the insurance business.
We opened Hughes Insurance Agency in 2026 because Reno deserves an insurance team that treats every client like a neighbor -- because you are one.
Built on relationships, backed by Farmers.
Hughes Insurance Agency was founded by Rob and Carla Hughes in May 2026. As Farmers Insurance agents, we bring the financial strength and product range of one of the most recognized insurance brands in the country to the Reno community.
But we are not just insurance agents. Rob and Carla also own PMI Reno, a property management company that has served Northern Nevada for over 11 years, managing more than 600 rental doors. That experience gives us a perspective most agencies lack -- we understand what property owners, landlords, tenants, and families actually face when it comes to protecting their homes and livelihoods.
We believe insurance should be a conversation, not a transaction. That means regular check-ins, honest advice, and a team that answers the phone when you call. Whether you are insuring your first car, your family home, or your growing business, we make the process simple.
We get to know your situation before we recommend anything. No scripts, no pressure -- just honest advice.
Life changes. We check in to make sure your coverage keeps up -- new car, new home, new baby, new business.
We are in Reno. When you call, you get a real person who knows this community and understands what you face.
Combining policies under one carrier is the fastest way to save. We show you the math and let you decide.
The people behind your policies.
Farmers Insurance agent and co-owner of Hughes Insurance Agency. Also co-owner of PMI Reno with 11 years in property management.
Co-owner of Hughes Insurance Agency and PMI Reno. Brings over a decade of client relationship experience to every conversation.
Specializing in commercial, health, and life insurance. Our go-to for business coverage and employee benefits.
Questions we hear most.
Don't see yours? Give us a call or fill out the contact form -- we usually respond same day.
Are you a Farmers agency?
Yes. We are a licensed Farmers Insurance agency. Farmers is our carrier and the foundation of every policy we write. That means you get the strength and product range of a nationally recognized brand with the personal attention of a local team.
How do I save money on insurance?
The fastest way is bundling -- combining your home, auto, and other policies under one carrier. We also do regular friendly reviews of your coverage to make sure you are not paying for things you do not need.
What if I already have a policy?
We will do a free side-by-side review of your current coverage. If we can offer better protection or save you money, we will show you the numbers. If your current setup is solid, we will tell you that too.
Do you handle claims?
Yes. When you need to file a claim, we walk you through the process, help with paperwork, and follow up with the carrier to make sure things move along.
What is a coverage review?
It is a free sit-down where we go through your current policies line by line. Life changes -- new car, new home, new baby, new business. Your coverage should change with it. We recommend doing this at least once a year.
Are you connected to PMI Reno?
Yes. Rob and Carla also own PMI Reno, a property management company that has managed over 600 doors for the past 11 years. That experience gives us deep insight into what property owners and renters actually need from their insurance.
Get a free coverage review from your local Farmers agent.
Tell us about your situation and we will put together Farmers coverage options that fit your needs and your budget. No pressure, no obligation.