Farmers Insurance Agent
Hughes Insurance
Home coverage

Home Insurance

Protect your biggest investment with coverage that fits.

What we cover

Dwelling, personal property, liability, and additional living expenses -- structured around your home and what it would actually cost to rebuild.

Your home is your biggest investment. We make sure it is covered properly -- not just the structure, but your belongings, your liability, and the cost of living somewhere else if something goes wrong.

For Reno-area homeowners, we always review wildfire exposure, landscaping coverage, and water damage limits. These are the gaps that show up at the worst time if you do not ask about them upfront.

  • Dwelling coverage

    Rebuild your home at current construction costs, not what you paid for it.

  • Personal property

    Coverage for your belongings -- furniture, electronics, clothing, and more.

  • Liability protection

    If someone is injured on your property, your policy has your back.

  • Additional living expenses

    Covers temporary housing if your home becomes uninhabitable.

Ready to get covered?

Tell us about your situation and we will put together a home insurance quote tailored to your needs.

Get my home insurance quote
Ready to get covered?

Get a free coverage review from your local Farmers agent.

Tell us about your situation and we will put together Farmers coverage options that fit your needs and your budget. No pressure, no obligation.